$950,000
 $5,100 est/mo Sourced by Back At You

123 Useppa Island Unit B,USEPPA ISLAND, FL 33921

USEPPA ISLAND, FL 33921

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Description

Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

Details

MLS #2026025926
Listing TypeFor Sale
StyleHouse
HOA Dues$25,176
Sub-TypeResale
StatusActive
Year1980
Days On Site89
Listing Provided ByCentury 21 Sunbelt Realty | Rogan White

Features

Bed(s)2
Bath(s) 3 Total
SQ Feet1,478
Story(s)2
Units2
ZoningRM-2
Acreage0.08
Water FrontYes
Property ViewYes

Interior

Rooms Total0
Cooling Yes / NoYes
CoolingCentral Electric, Zoned
Heating Yes / NoYes
HeatingCentral Electric, Zoned
Interior FeaturesBuilt-In Cabinets, Exclusions, Fireplace, French Doors, Vaulted Ceiling(s), Window Coverings
Window FeaturesWindow Coverings
FurnishedPartially
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Fireplace Yes / NoYes
Laundry FeaturesLaundry in Residence
Room Dining Room FeaturesBreakfast Bar, Dining - Living

Exterior

Exterior FeaturesBalcony, Open Porch/Lanai, Screened Balcony, Screened Lanai/Porch
RoofMetal
Construction MaterialsWood Frame, Vinyl Siding
Foundation DetailsPillar/Post/Pier
Lot FeaturesAcross From Waterfront
Patio And Porch FeaturesDeck, Patio

Parking

Garage Yes / NoNo
Attached Garage Yes / NoNo

Utilities

GasPropane

Location

Community FeaturesPool, Fitness Center, Street Lights, Tennis Court(s), Restaurant

Taxes

Tax Annual Amount5360.28
Tax Block1
Tax Legal DescriptionCOTTAGE SITES OF USEPPA IS SLY 1/2 SITE 23 AS DESC OR 1988/1026 OR 1207 PG 507
Tax Year2025

Area Information

StateFL
CountyLee
CityUSEPPA ISLAND
Zip Code33921
AreaUSEPPA ISLAND
Community NameUSEPPA ISLAND
Listing VS Median (in USEPPA ISLAND)
Price:
$950,000
low | high
Med:
$1,330,000
10% of Average
sqft:
1,478
low | high
Med:
1,982
15.899864682003% of Average
$ / sqft:
$643
low | high
Med:
$679
44.340713136171% of Average
On site:
89
low | high
Med:
187.5
47.466666666667% of Average
Sourced by Back At You

Market Activity 33921

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Learn More About This Property

StateFL
CountyLee
CityUSEPPA ISLAND
Zip Code33921
AreaUSEPPA ISLAND
Community NameUSEPPA ISLAND
Listing VS Median (in USEPPA ISLAND)
Price:
$950,000
low | high
Med:
$1,330,000
10% of Average
sqft:
1,478
low | high
Med:
1,982
15.899864682003% of Average
$ / sqft:
$643
low | high
Med:
$679
44.340713136171% of Average
On site:
89
low | high
Med:
187.5
47.466666666667% of Average
Sourced by Back At You
Listing Updated: August 17, 2026 at 12:31:12 AM PDT