SELLER FINANCING - 1.4 ACRES, TURNKEY FURNISHED, HEATED SALTWATER POOL, 2,100-SQ.-FT. GARAGE This custom-built 2-bedroom, 2-bath St. James City home sits on approximately 1.4 acres, and offers exceptional privacy, flexibility, storage, and true Southwest Florida island living. Originally custom built by Stearns Custom Home Builders for themselves, the home showcases impressive craftsmanship throughout with board-and-batten walls, tongue-and-groove ceilings, beadboard accents, detailed trim work, and beautiful coastal finishes. The remodeled kitchen features quartz countertops, stainless steel appliances, solid wood cabinetry with soft-close doors and drawers, and detailed tilework. Hurricane-impact windows and doors provide added protection, while turnkey furnishings make this Pine Island retreat ready to enjoy from day one. The upstairs main living area includes a spacious primary bedroom and open balcony overlooking the tropical pool setting. Downstairs, a private guest suite features a kitchenette, walk-in closet, and bathroom, providing excellent flexibility for visitors, extended stays, multigenerational living, or additional private living space. Outside, enjoy your own tropical Southwest Florida retreat with a detached heated saltwater pool surrounded by lush landscaping and mature Areca palms - perfect for relaxing, entertaining, or enjoying Florida sunshine year-round. One of the property's biggest highlights is the impressive approximately 2,100-square-foot detached concrete garage with a commercial-grade automatic roll-up door, additional air-conditioned room, 50-amp RV hookup, and newer RV pad. There is exceptional space for boats, RVs, vehicles, golf carts, recreational equipment, hobbies, workshop needs, or storage. Located in St. James City on Pine Island, the property is close to boat ramps, fishing, kayaking, local restaurants, waterfront dining, and the laid-back Old Florida lifestyle the area is known for. The golf cart-friendly island atmosphere and access to Southwest Florida waterways make this an ideal location for those who love boating and outdoor recreation. Whether you are searching for a St. James City acreage home, Pine Island property with a large garage, turnkey Florida retreat, home with RV and boat storage, multigenerational property, seasonal residence, or unique Southwest Florida investment opportunity, this property offers space and versatility that are hard to duplicate.
| MLS # | 2026029107 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Active |
| Year | 1981 |
| Days On Site | 66 |
| Listing Provided By | KW Florida Living | Alexis Hansen May |
| Bed(s) | 2 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 1,224 |
| Garage | 4 |
| Car Port | Yes |
| Pool | Yes |
| Story(s) | 2 |
| Units | 1 |
| Zoning | RS-1 |
| Acreage | 1.47 |
| Water Front | Yes |
| Property View | Yes |
| Rooms Total | 0 |
|---|---|
| Cooling Yes / No | Yes |
| Cooling | Ceiling Fan(s), Central Electric |
| Heating Yes / No | Yes |
| Heating | Central Electric |
| Interior Features | French Doors, Smoke Detectors, Window Coverings |
| Window Features | Window Coverings |
| Furnished | Turnkey |
| Appliances | Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer |
| Fireplace Yes / No | No |
| Laundry Features | Laundry in Residence |
| Room Dining Room Features | Dining - Living |
| Exterior Features | Balcony, Open Porch/Lanai, Storage |
|---|---|
| Roof | Metal |
| Security Features | Smoke Detector(s) |
| Construction Materials | Wood Frame, Stucco, Vinyl Siding |
| Foundation Details | Pillar/Post/Pier |
| Lot Features | Corner Lot, Oversize |
| Patio And Porch Features | Deck, Patio |
| Garage Yes / No | Yes |
|---|---|
| Attached Garage Yes / No | No |
| Parking Features | Guest, Load Space, RV-Boat, Under Bldg Open, Detached, Attached Carport |
| Sewer | Septic Tank |
|---|
| Tax Annual Amount | 4615.22 |
|---|---|
| Tax Block | F |
| Tax Legal Description | PARL IN SW 1/4 OF NE 1/4 AS DESC OR 1864 PG 3954 AKA LOTS 10 THRU 12 BLK F |
| Tax Year | 2025 |
| State | FL |
|---|---|
| County | Lee |
| City | ST. JAMES CITY |
| Zip Code | 33956 |
| Area | ST JAMES CITY |
| Community Name | ST JAMES CITY |
| Listing VS Median (in ST JAMES CITY) | |
Price: $549,900 low | high Med: $475,000 sqft: 1,224 low | high Med: 1,518 $ / sqft: $449 low | high Med: $313 On site: 66 low | high Med: 244 | |
| State | FL |
|---|---|
| County | Lee |
| City | ST. JAMES CITY |
| Zip Code | 33956 |
| Area | ST JAMES CITY |
| Community Name | ST JAMES CITY |
| Listing VS Median (in ST JAMES CITY) | |
Price: $549,900 low | high Med: $475,000 sqft: 1,224 low | high Med: 1,518 $ / sqft: $449 low | high Med: $313 On site: 66 low | high Med: 244 | |